Finance options
My Ride Australia now offers multiple third-party finance options for online consumers. Please see all our options below.
| + | AfterPay | Zip Pay | Zip Money |
|---|---|---|---|
| Account Limit | $1,500 | $1,000 | Over $1,000 |
| Interest free period | Always interest free | Always interest free | Up to 12 months interest free |
| Set Up Fee | $0 | $0 | $0-$99 (one off fee added to your balance) |
| Minimum payments | 25% of your owing balance | $40 a month | From $40/month or 3% (whichever is greater) |
| Monthly fees | No account fee | $6/month, waived if you have no balance | $6/month, waived if you have no balance |
Own the way you pay with Zip!
Buy the things you love today and pay for them over time, interest free.
- To be over 18 years of age
- To be an Australian citizen or permanent resident
- A valid email address and mobile number.
- To have a good credit history.
- To meet the verification criteria
- Choose the account that's right for you. (Zip pay or Zip money)
- Sign up and get a decision in minutes.
- Select Zip at checkout.
- Log into your account to set up your repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
- Repayments start from $40 a month and are based on your account's credit limit.
- If your item meets My Ride’s online returns policy, the purchase amount will be credited back to your Zip account.
- For information on fees and the full terms and conditions of this service, visit the Zip website .
AfterPay - Buy now, pay later!
Afterpay offers shoppers a simple and affordable payment plan for online shoppers. Split your purchase into four equal interest-free fortnightly payments.
- An Australian debit or credit card
- To be over 18 years of age
- To live in Australia
- Add your items to your bag and checkout as normal
- In checkout select Afterpay as your payment method
- Enter your details with Afterpay and you're done!
- Your payment schedule will be emailed to you
- If you are a new Afterpay customer, the first payment will be made at the time of purchase, with payments over the next 6 weeks.
- Once you have been an Afterpay customer for at least 6 weeks for all orders under $500, your first payment is made in 14 days, with final payment in 8 weeks.
- If you wish to return your items you can choose an exchange, or the payment plan can be cancelled.
- For information on late fees and the full terms and conditions of the Afterpay service, visit the Afterpay website .
PayPal
Pay securely online at My Ride with PayPal. Select Paypal as your payment method at checkout.
Full PayPal terms and conditions here .