Finance Options
My Ride Australia now offers multiple third-party finance options for online consumers. Please see all our options below.
|
+ |
AfterPay |
Zip Pay |
Zip Money |
|
Account Limit |
$1,500 |
$1,000 |
Over $1,000 |
|
Interest-Free Period |
Always interest-free |
Always interest-free |
Up to 12 months interest-free |
|
Set Up Fee |
$0 |
$0 |
$0-$99 (one-off fee added to your balance) |
|
Minimum Payments |
25% of your owning balance |
$40 a month |
From $40/month or 3% (whichever is greater) |
|
Monthly Fees |
No account fee |
$6/month, waived if you have no balance |
$6/month, waived if you have no balance |
OWN THE WAY YOU PAY WITH ZIP!
Buy the things you love today and pay for them over time, interest free.
All you need is:
- To be over 18 years of age
- To be an Australian citizen or permanent resident
- A valid email address and mobile number.
- To have a good credit history.
- To meet the verification criteria
To use this service:
- Choose the account that's right for you. (Zip pay or Zip money)
- Sign up and get a decision in minutes.
- Select Zip at checkout.
- Log into your account to set up your repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
Other things to note:
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
- Repayments start from $40 a month and are based on your account's credit limit.
- If your item meets My Ride’s online returns policy, the purchase amount will be credited back to your Zip account.
- For information on fees and the full terms and conditions of this service, visit the Zip website .
- Zip Pay. Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
AfterPay - Buy now, pay later!
Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free.
To set up an Afterpay account you’ll need to:
- Live in Australia or New Zealand
- Be over 18 years of age
- Have an Australian/New Zealand debit or credit card
- Have a valid and verifiable email address and mobile number
- Be capable of entering into a legally binding contract
- Credit checks apply
- For full terms and conditions visit www.afterpay.com/terms.
How do I set up an Afterpay account?
- Step one: Add your items to your shopping cart.
- Step two: Select Afterpay as your payment method at the checkout.
- Step three: You’ll be redirected to Afterpay to login or create your account.
- Step four: Your payment schedule will be displayed.
- Step five: Track your payments, check available spend limits, and make early payments in the Afterpay app.
What happens if I require a refund and paid using Afterpay?
- Items purchased with Afterpay can be returned for an exchange or refund, subject to our Returns Policy. Returns or refunds will be processed and Afterpay will be advised. Your payment plan will then be adjusted to reflect the new total order value. If you have already made a payment, this will be refunded to you via Afterpay.
Where can I find out more about Afterpay?
- To find out more, visit the Afterpay website.
PayPal
Pay securely online at My Ride with PayPal. Select Paypal as your payment method at checkout.
Full PayPal terms and conditions here .